Do Single Supplement Charges Sink Your Travel Plans?

Whether you’re 18 or 80, you may have the opportunity to take a great trip on your own, a deserved holiday or a flight to a potential university, a business trip or a vacation to visit friends or family. Most people perceive that traveling alone costs more, and with single supplements on many vacations packages, that can be true, but are all elements if travel more costly if you go solo?

Generally, flights are no different for individuals versus couples or families; big airfare discounts are normally applied to large groups. You can take advantage of cheaper flights by grabbing a charter flight, flying stand-by (singles do better, are more apt to get a seat, on stand-by flights, but you have to be flexible in terms of flight times), or by booking flights at 3:00 p.m. (Eastern time) on Tuesdays; it’s true! There are plenty of ways to take advantage of discount airfares.

Avoiding single supplements on vacation packages is possible. Most organized tour operators charge 10-100% extra for a single supplement over double occupancy. There are three ways to avoid this:

1. book your own travel and don’t buy package deals (although this may be more costly than the single supplement, so do some research)

2. join a singles travel group or club and travel with their group; they seek and find travel packages that don’t punish solo travelers or people who want a room to themselves

3. check last-minute travel package deals that have eliminated the single supplement fee as an incentive to fill up airline seats and hotel rooms that remain empty shortly before the departure date

Other ways of dealing with the dreaded single supplement are to book a room in smaller hotels or B&Bs; they seldom charge other than a basic room rate for one or two guests. If you’re adventurous and like people, you might find opportunities with tour operators to share a room with someone, like you, who is traveling alone; you’ll both save money and might make a new friend!

Online Education – Your Investment For Future

Online Education?

Growing popularity for online studies is evident in today’s economy. Distant educational programs meet the expectations of today’s lifestyle and online educational programs have become a preferred choice. 

Regular colleges are witnessing a downtrend in enrolments as a result of recession; a phenomenal increase in the number of online enrollments is seen instead. Education on the net gives the student flexibility of attending classes on their own preferred timings and at a place of their convenience helps them meet their educational requirements without sacrificing or compromising their career and family priorities. 

Corporate houses prefer web based learning courses for training their employees; it enables them to reduce the cost of training incurred on travel and accommodation. It is a cost effective medium that offers the necessary education without compromising on the quality at a minimum cost. 

Educational loans are extended by the federal government in order to encourage students. It has formulated specific plans enabling students to acquire educational loans in easy steps by securing the secondary market.


What are the things you should remember while enrolling for Online Educational Program?

You remember the following before you proceed enrolling for an online course of study. 

·         A reputed school of study should be your choice for enrolment.

·         Kindly ensure that the school and course of study are recognized by your employer.

·         Accreditation of the online educational institution is a must and the said accreditation should be provided by the department of education and other recognized organizations.

·         Make sure the online college is not a diploma mills or illegitimate company whose sole intention is to mint money from genuine students.

·         Some of the online institutions sell degree certificates for money, be sure it is not one of them.


Is Online Education an investment for future?

 Distance Learning Education prepares you to face the challenges of economic meltdown helping you save your employment and thereby your career on the whole. Online Education offers the following benefits.

 ·         Investment in education is in truth a human capital investment for better earning.

·         Enhanced skill set and knowledge helps you save your job during layoffs.

·         In a badly hit economic scenario it is important that you are equipped to handle the unexpected and toughest of challenges.

·         You loose every benefit in your employment in times of economic turmoil, which in turn makes it essential for you to increase your potential to make more money.

·         An Online Degree Program helps you learn first and pay for it over a period of time, with no immediate repayment liability.

·         You can look out for career shift by enrolling for specialized online courses.

·         There is no need for you to move out of your home or office, no strict class timings; online education provides you convenience and flexibility in learning.

·         Tuition reimbursement is offered by employers for career developmental courses, make sure you use it.

Bargaining For the Best Finance

The best finance idea for saving money when buying a car is multi-faceted. Before you head to the auto dealers’ lots and showrooms, the best auto finance idea is to use some of the online market guides to learn what your favorite cars actually cost the dealers and what their true market values are. If you can say, “This model only cost you $xxxx and most people are paying $xxxx for it” you’ll have a great deal of bargaining power. You should also research the best finance rates to buy your vehicle and get yourself pre-approved. You could, for example, say “I’ve been pre-approved for $xxxx. Any more than that I’ll have to go back to the drawing board and I plan on buying today.” That dealer will jump at the chance to meet your price and let you walk out with a new car.

Perhaps the very best auto finance process is to play the various auto dealerships off each other. Call them all for a written quote on the car you have in mind. Try to get them to email or fax that to you. Now you have that dealer’s best finance offer (so they say) in writing and you can use it to dicker with their competitor.

One additional tip as you look at the best car finance deal is to work towards the lowest total price, not the lowest monthly payment. You can work out those payment arrangements later. Get the bottom line settled first.

When it comes to finance and your wardrobe, if you keep it simple you can spend considerably less. Women, get yourself a pair of great looking black pants, a pair of great looking navy pants, and then three nice tops for each. Most, if not all the tops you choose will coordinate with both pants.

Shop online. If you regularly order from various retailers you’ll find yourself getting frequent emails encouraging you to spend more. Do a keyword search for specials and coupons, or free shipping before you place your catalogue order. Go to a major search engine and type the name of the company and the word coupons. You’ll find sites that tell you the details of the coupon, the code or link to take advantage of this best catalogue finance option, and the expiration date.

If, for example, you are ordering from the Roamans site, place the items you want in your shopping bag. Then keyword search Roamans coupons. You might find 30 percent off your first item, $20 off your entire order, free shipping, and so forth. While you can only use one coupon you get to choose the one that provides the best discount. You can even let the site do the math for you. Put in one code and see the total. Replace it with another code and compare.

Finding the best food finance option can be a considerable savings, as you spend hundreds month in and month out and always will. It probably goes without saying to look for sales and use coupons. The best savings, however, is in creating and sticking to a list. Impulse buying, even with groceries can cost you more than the total of the items you had intended – and needed – to buy.

Keys to Drafting Internet Advertising Agreements

Ever since the Internet came of age in the mid 1990s, advertising deals have become extremely common. As we all know, companies advertise on the Internet through the usage of banners and through search engines such as Yahoo and Google in an effort to drive users to their websites. This article will analyze the key provisions usually found in Internet Advertising Agreements and will hopefully provide drafters of these agreements with guidance before they commence the difficult drafting process. For purposes of this article, the company purchasing the advertising shall be referred to as “purchaser” and the seller of the advertising shall be referred to as “advertiser.”1. DefinitionsThe first paragraph of an Internet advertising agreement should set forth the definitions of the key terms that the agreement will refer to frequently. Since the agreement will likely use the term “click-through”, this term should be defined, and is usually described as a “user presence on the advertising purchaser’s website that originated through the advertiser’s promotional advertisements or promotions as part of this Agreement.”2. TermThis paragraph should recite that the agreement will commence upon the effective date and shall last for a specified amount of time.3. PositioningThis paragraph should clarify how the advertising banners will be positioned on the advertiser’s website. This provision may simply refer to a positioning schedule attached as an exhibit. On the other hand, if the parties decided not to agree on a specific positioning schedule, the agreement might simply recite that the advertiser has sole discretion to control the positioning so long as it uses its reasonable best efforts to position the banners in such a way as to drive traffic to the purchaser’s website. The drafter for the advertiser may also recite that the advertiser shall not be liable for any claims relating to usage statistics.4. Click-throughsBefore a drafter of an advertising agreement can go to work, she must know whether her client will be paying per banner ad or per click-through. One “click-through” means that a user has clicked on the banner or the link to the purchaser’s website. If the agreement is for a certain amount of click-throughs per month, this provision of the agreement must clearly describe the commitments promised by the advertiser. Let’s say that the advertiser is promising 1,000 click-throughs per month. The agreement could thus read “Advertiser shall deliver no less than 1,000 click-throughs per month, and purchaser shall pay to advertiser the monthly amounts according to the payment schedule set forth in exhibit A.”This “click-through” provision may also want to address what happens if the advertiser cannot make good on these click-through commitments. For instance, it may recite that “if advertiser misses any monthly target, advertiser shall “make good” the difference within two months. If advertiser does not make good the click-through difference within two months (60 days), purchaser may suspend that portion of its monthly payments that represent the percentage of click-throughs missed by advertiser until advertiser delivers such make goods.”5. ExclusivityIf the deal points include an exclusivity provision, the agreement must reflect this intention. The agreement should be drafted to recite something to the effect of “no competitor of purchaser shall be permitted to place or purchase from advertiser, banner or promotional advertising as defined in Exhibit B, and advertiser agrees to use reasonable efforts to prevent third parties that are entitled to place ads on advertiser’s site from placing any banner or promotional ads of purchaser’s competitors.”These are the most important provisions of an Internet Advertising Agreement. Other provisions covering Cancellation and Termination Limitation of Advertiser’s Liability, Indemnification, and Advertiser’s Right to Reject Advertising may also be included. In all, it is critical for the drafter of the agreement to know the deal points backwards and forwards and to carefully draft the agreement accordingly.